The attorneys at Ver Ploeg & Marino have a wealth of experience representing clients in complex coverage disputes with their insurance carriers. Our cases often involve policyholders or claimants who are involved in serious auto, trucking and aviation accidents. Our knowledgeable Miami insurance law attorneys are well known for their ability to secure optimal outcomes for clients in challenging insurance coverage cases.
Ver Ploeg & Marino represents insured drivers and injured claimants against auto insurers that failed to protect their insured by settling claims when it could and should do so. When an auto accident occurs and an injured third party brings a claim against a policyholder, the insurance company has a duty to defend and indemnify the policyholder against the claim. If the insurance company has the opportunity to settle the claim within the policy limits and fails to do, there may be grounds for a bad faith suit against the insurer. For example, if the insurance company refuses the injured party’s offer to settle the claim at the policy limit and instead litigates the case resulting in a judgment in excess of the policy limits, the insurance company may have acted in bad faith by rejecting the settlement offer and exposing the policyholder to a judgment far above the policy limits. We do not litigate auto accident liability cases, but often become involved after a judgment in excess of policy limits is entered against an insured.
Trucking accident cases generally involve complex, large-scale damages requiring an attorney with an advanced understanding of trucking laws and trucking operations and protocols. When a trucking accident occurs, multiple insurance companies are likely to be involved and may have the duty to defend and indemnify various insureds. For example, the truck driver may own the tractor while a transportation company owns the trailer, each with their own separate insurance policies. Our attorneys are familiar with these types of situations and will quickly untangle and identify all potential sources of coverage available. We will review the accident and the language in all applicable insurance policies to ensure that the responsible insurance carriers provide our clients with the maximum coverage and protection available.
Our lawyers are well-positioned to handle the complex coverage disputes that often arise in an aviation accident. Our attorneys have an in-depth understanding of the issues that arise in these cases and are committed to ensuring that our clients receive the full benefits to which they are entitled. For example, when an insurance carrier wrongfully insisted that a severely damaged plane could be repaired rather than treated as a total loss, our lawyers were able secure a substantial recovery for our client.
In certain, limited circumstances, we may pursue punitive damages against insurance companies who have a practice of acting in bad faith by putting their own interests above those of the policyholder. For example, if a claimant or policyholder makes a legitimate claim when a car, trucking or aviation accident occurs and the insurance company unjustifiably delays, denies or underpays the claim, this may be grounds for initiating a bad faith lawsuit.
If you are involved in an insurance claim dispute with an insurance carrier, the attorneys at Ver Ploeg & Marino are prepared to handle your case. We have decades of experience helping policyholders throughout Florida and across the nation obtain the insurance coverage they deserve. You can schedule a consultation with a member of our legal team by calling 305-577-3996.