News & Resources

The statements you make during an examination under oath can have a profound impact on the insurer’s determination about coverage after a loss, so it is important to review your policy, refresh your memory of previous communications, understand the factual details of your claim, and generally approach the situation as if you were going to be testifying in court. An experienced insurance attorney can be extremely helpful with preparation. An examination under oath may be […]

After a hurricane or other storm that causes wind damage, insurance companies often dispute the scope of damage and underestimate the cost of repairs, so it is important for policyholders to understand their options when an insurer’s estimate does not reflect the full value of the loss. If you live in Florida or anywhere within the eastern U.S., you’ve seen the destruction that can be caused by big storms. While flooding captures a great deal […]

Insurance agents make costly mistakes all the time, but even when those mistakes have catastrophic consequences, they may not justify an award of punitive damages in a lawsuit because such damages are only awarded in cases involving intentional misconduct or gross negligence. Punitive damages are not intended to make up for losses but to punish wrongful conduct. In this post, we explain when punitive damages may be appropriate in a case involving malpractice by an […]

While any type of disability insurance policy can provide valuable support when a physical or mental condition prevents you from working, there are vast differences between disability policies purchased individually and policies governed by ERISA that are provided through an employer. In particular, you need to be aware of the differences in the laws that govern these policies, the deadlines for claims and appeals, and the legal remedies that can be used if a claim […]

Summer in South Florida often falls into a hypnotic pattern centered on enjoying the water and avoiding the midday heat. Schools are out, and there’s a vacation mindset for locals as well as tourists. Chores get pushed back until sometime later. It can be a lazy season. But the tranquility of summer rests on a fault that could lead to disaster at any time. Hurricane season starts right after Memorial Day and continues until the […]

When people aren’t happy, they look for someone to blame. If a company’s stock isn’t performing as expected or projections are lower than hoped for, people look for reasons to blame corporate officers and directors. Of course, blame alone doesn’t achieve much, so the next step is to look for a reason to accuse directors or officers of some type of wrongful conduct. And then they file a lawsuit. Corporate officers and directors are always […]

Insurance companies have several obligations to policyholders. While the specific obligations vary according to the type of policy and terms in that policy, in many cases, insurance companies owe a duty to defend you in court if you’ve been sued due to injuries, breach of contract, malpractice, or other issues. In addition to defending you, the companies have a duty to indemnify you, or pay judgments issued against you due to a covered issue. When […]

Whether you own a commercial vessel or a yacht reserved strictly for personal use, you know that marine insurance is vital to protect your investment and to insulate yourself from liability in the event of an accident. But what you may not know is that marine insurance policies are often loaded with exclusions that could leave you vulnerable and unprepared. It is vitally important to understand what your policy covers and whether you need to […]

Disability insurance provides a vital safety net for professionals and other individuals who have invested substantial resources into building a career. This insurance is designed to provide funds to support the family if the policyholder is unable to work due to a physical or mental disability. Unfortunately, many policyholders discover too late that their safety net is full of holes. The problem, in many cases, is that the insurance claimant thought they had purchased a […]

Insurance companies have a legal obligation to act in good faith when handling claims filed by policyholders. When they act wrongfully, insurance companies can be held liable for acting in bad faith. However, changes in Florida law have made it more difficult for policyholders to recover compensation for bad faith claims. That makes it more important than ever to work with an attorney with a thorough knowledge of the insurance industry and the nuances of […]