News & Resources

The attorneys at Ver Ploeg & Marino have many years of combined experience working with windstorm/hurricane insurance, and we are standing by to review your hurricane damage claim or dispute to see how we can help. In the following sections, we’ll answer some frequently asked questions about hurricane/windstorm property insurance, reasons for claim denials, and how an attorney can help with your claim.  What Should I Do After My Property is Damaged by a Hurricane […]

If you live in Florida it is likely your attention lately has been almost exclusively focused on Hurricane Ian. A devastating storm that reached Category 4, Ian slammed into the western Florida coast on September 28, 2022. The hurricane left a path of destruction in its wake, destroying homes and businesses and leaving many without power. It is likely there will be far-reaching repercussions from this deadly storm, and many people will rely on their […]

Florida is famous for many wonderful things, not the least of which is the warm weather. People flock to our sunny shores year-round to enjoy the temperate climate and pools are a common sight. One estimate even has there being 1.4 million backyard pools in Florida in 2020. It really isn’t a surprise, as they are the perfect way to relax and cool off on the hottest days while enjoying time with family and friends. […]

It’s a conundrum more and more Florida homeowners are facing: the cancellation, or non-renewal, of their homeowners’ insurance coverage. No matter the reason, receiving the notice that your insurance will lapse in a certain number of days is frightening and leaves many homeowners feeling frustrated and unsure of what to do next. A Miami insurance coverage lawyer from our firm discusses why these cancellations and non-renewals happen and what homeowners can do when they receive […]

We purchase insurance coverage for everything from the cars we drive to our very lives. We rely on the insurance we purchase to be there for us when life throws us curve balls, helping us pick up the pieces and repair our belongings and sometimes, ourselves. Who we choose to trust with our money and peace of mind matters so that after years of paying our premiums when they are due, we have the coverage […]

Hire an Experienced Miami Insurance Claim Lawyer  If you’ve sustained damage to your home and have submitted a claim to your insurer, you may be surprised to discover that your insurer is taking a “hostile” position towards this legitimate claim. Insurers — particularly home insurers — often market themselves as friendly allies who will step up to support you in the worst of circumstances.  In truth, however, they are incentivized to undercut your claims, and […]

Experienced Miami Insurance Litigation Lawyer   Homeowner’s insurance coverage pays out for property loss — generally caused by natural events, such as a flood or a hurricane, or a fire.  Various other property losses may also be covered, depending on how comprehensive the coverage is. However, homeowners often feel confused as to what they can or should do after they have suffered a loss.  This is perfectly natural.  There are many strategic complexities to homeowner’s insurance […]

Experienced Miami Insurance Litigation Lawyer   As a general rule, homeowners purchase property insurance with a level of optimism — they tend to operate under the assumption that, in the event their property is seriously damaged, they will be covered by the purchased policy, and that submitting a claim (and receiving the necessary payout) will be fairly straightforward. Unfortunately, homeowners often find that the truth is quite a bit messier than they might have originally […]

Leading Insurance Law Firm in Miami, FL Homeowners’ insurance coverage can often lead to confusion down the line when policyholders are attempting to secure a payout after having experienced property damage to their home.  As with other types of insurance plans, homeowner’s insurance payouts are manipulated cleverly by insurance companies to minimize their liabilities — wherever possible (so long as the language of the plan supports it, and even when it doesn’t), the insurance company […]

When you buy homeowner’s insurance, you don’t expect it to cover everything. But, you might expect it to cover more than it actually does. While homeowner’s policies often start with broad coverage language, this language is subject to a laundry list of exclusions; and, in order to have these excluded perils covered, homeowners must pay extra for “endorsements.” Which Endorsements Should Florida Homeowners Choose? In the context of insurance, an endorsement is additional coverage for […]