News & Resources

Hurricanes can be devastating, and for Florida homeowners, the aftermath often involves costly repairs to property and personal belongings. Many homeowners rely on their insurance policies to help cover these expenses, but unfortunately, insurance claims are not always approved. If your claim has been denied, it’s important to know your rights, the steps to take, and how to fight back. In this comprehensive guide, we will cover what Florida homeowners need to know about denied […]

Homeowner’s insurance is essential for protecting your most valuable asset—your home. Living in Florida, where hurricanes, tropical storms, and flooding are common, makes having adequate coverage even more critical. However, there are several myths about homeowner’s insurance that can cause confusion and leave Florida homeowners vulnerable to risks they may not be aware of. In this blog, we’ll debunk some of the most common myths surrounding homeowner’s insurance in Florida and help you understand what […]

Hurricanes are a significant concern for homeowners in Florida, and having the right insurance coverage is crucial to safeguarding property and finances. However, there are many misconceptions about hurricane insurance policies that can lead to confusion and inadequate protection. Dispelling these myths can help homeowners make informed decisions and ensure they are properly covered. Below, our Miami insurance coverage lawyer shares some common myths and the facts that debunk them. Myth 1: Homeowners Insurance Automatically […]

Filing an insurance claim can be daunting, particularly in a bustling and often storm-prone area like Miami. The complexities of insurance policies, combined with the stress of dealing with damage to your property or health, can lead to mistakes that may jeopardize your claim. Below, our Miami insurance claim lawyer discusses some of the top mistakes to avoid when filing an insurance claim in Florida, aiming to guide you through a smoother, more effective claims […]

It is the time of year when all eyes turn to the South Atlantic and all ears perk when the word “hurricane” is mentioned. Especially for those of us in the Sunshine State, hurricanes pose a real threat to life and property. When they do hit, they often hit hard, and many people suffer from extensive property damage, principally to their homes. When this happens to you, there are steps you should take to best […]

Your home is most likely the single largest investment you will ever make. It makes sense, then, to take precautions to make certain your investment is protected. To this end, most people in the Sunshine State have a residential insurance policy to protect their homes from the unexpected. If your home is subject to a mortgage, a residential insurance policy is required.  There are different kinds of insurance available to homeowners, and obtaining the correct […]

In simple terms, an insurance policy is a contract between the insured and the insurer whereby the insurer, in exchange for a premium, agrees to pay in case the insurer suffers a loss. When the insurer does not pay as required under the terms of the policy, a Miami property insurance lawyer from Ver Ploeg & Marino is here to help.  There are many different types of insurance policies that can insure against a wide […]

The attorneys at Ver Ploeg & Marino have many years of combined experience working with windstorm/hurricane insurance, and we are standing by to review your hurricane damage claim or dispute to see how we can help. In the following sections, we’ll answer some frequently asked questions about hurricane/windstorm property insurance, reasons for claim denials, and how an attorney can help with your claim.  What Should I Do After My Property is Damaged by a Hurricane […]

If you live in Florida it is likely your attention lately has been almost exclusively focused on Hurricane Ian. A devastating storm that reached Category 4, Ian slammed into the western Florida coast on September 28, 2022. The hurricane left a path of destruction in its wake, destroying homes and businesses and leaving many without power. It is likely there will be far-reaching repercussions from this deadly storm, and many people will rely on their […]

Florida is famous for many wonderful things, not the least of which is the warm weather. People flock to our sunny shores year-round to enjoy the temperate climate and pools are a common sight. One estimate even has there being 1.4 million backyard pools in Florida in 2020. It really isn’t a surprise, as they are the perfect way to relax and cool off on the hottest days while enjoying time with family and friends. […]