News & Resources

Insurance agents make costly mistakes all the time, but even when those mistakes have catastrophic consequences, they may not justify an award of punitive damages in a lawsuit because such damages are only awarded in cases involving intentional misconduct or gross negligence. Punitive damages are not intended to make up for losses but to punish wrongful conduct. In this post, we explain when punitive damages may be appropriate in a case involving malpractice by an […]

Filing an insurance claim in Miami can be a daunting and complex process. Whether you’re dealing with property damage or disability, insurance companies often prioritize minimizing payouts over helping you get the compensation you deserve. A skilled Miami insurance claim lawyer can make all the difference in ensuring your rights are protected and that you receive the settlement you’re entitled to. Here are 10 reasons why hiring an experienced insurance claim lawyer is a smart […]

Our firm, Ver Ploeg & Marino (VPM), is committed to representing policyholders. With almost three decades of experience, we are well-versed in insurance-related legal matters. We understand the issues faced by corporations and their directors and officers and provide unparalleled representation when coverage disputes arise. Contact us to speak with a Miami insurance litigation lawyer.   While many different types of complaints arise against directors and officers, resulting in coverage disputes, some are more commonly seen […]

Losing a loved one can affect every aspect of your life, and the last thing you expect is to have your valid life insurance claim denied. When it is, you are not only facing grief but also bills and other invoices that you expected to have the money to pay but now cannot. At VPM, we assist policyholders who have had their claim denied get the benefits to which they are entitled. There are different […]

A leading Miami insurance law firm that represents only policyholders in their fight to obtain the fair insurance coverage to which they are entitled, Ver Ploeg & Marino (VPM) provides assistance to businesses and homeowners that have been victimized by fraud and other commercial crimes. Our skills and extensive experience in this area allow us to review your policy and advise you on your strengths and weaknesses. If your insurance carrier denies your claim, we […]

Most policyholders believe they are well insured and only become aware of coverage gaps when they file a claim. This is unfortunate as the gaps can lead to policyholders not recovering financially from the losses they suffer. While there are many different types of gaps that policyholders can experience, some are more commonly encountered by the Miami insurance law attorneys at VPM. Commercial Insurance Policy Gaps Inaccurate Listing of Insureds The declaration page of the […]

If you are a director or officer of a corporation, you already know that your position gives you power, but it is not unfettered. There are duties and obligations that you must comply with as well. All too often, even when you follow through with those responsibilities, you may be accused of misconduct by any number of people, including shareholders, customers, vendors, suppliers, employees, and creditors. When this happens, you need counsel from the Miami […]

Let Our Miami Insurance Coverage Lawyer Help If you are a Commercial General Liability (CGL) policyholder, then you may be feeling a bit lost if your insurer has refused to defend you in the underlying litigation.  After all, you purchased insurance coverage in the hopes that — should a third-party sue — you would have a reliable ally to defend you and cover your losses. In Florida, CGL insurers have a duty to defend their […]

Seek Guidance From a Skilled Miami Insurance Coverage Lawyer   Fidelity bonds are a form of insurance coverage that pays out for losses caused by crimes perpetrated by employees (and other related individuals/entities) against your business.  For example, fidelity bond insurance coverage would pay out for losses caused by an accountant who commits fraud while working at your company. Fidelity bonds are an important tool, not only to protect your business from employees and others […]

Crime insurance is critical for many businesses to “cover the gaps” in the event that they are subject to losses caused by dishonest employees or third-parties.  After all, systemic fraud committed by an employee can seriously disrupt a business, possibly even sending it into bankruptcy. If you operate a business and have been affected by the commission of a crime — whether by an employee or a third-party — then you may be entitled to […]