News & Resources

Author: VPM Legal

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Decisions, Decisions: From Whom Should You Purchase Insurance Coverage?

Tue May 31st, 2022 on     Health Insurance,    

We purchase insurance coverage for everything from the cars we drive to our very lives. We rely on the insurance we purchase to be there for us when life throws us curve balls, helping us pick up the pieces and repair our belongings and sometimes, ourselves. Who we choose to trust with our money and peace of mind matters so that after years of paying our premiums when they are due, we have the coverage […]

Top 6 Reasons Hurricane Claims Are Denied

Tue May 17th, 2022 on     Insurance Claims,    

Hurricane season is right around the corner, and for those of us living in the sunshine state, it means it is time to be on high alert for any storms forming in the Atlantic Ocean. Hopefully, if you are reading this, you are well insured and ready for anything this year’s hurricane season brings our way. But what if your property is damaged in a hurricane, and your claim is denied? What are the most […]

What You Need To Know About Your Professional E&O Insurance Policy

Fri Apr 29th, 2022 on     Professional Errors and Omissions Insurance,    

Even the most careful and conscientious professionals will, at some point in their career, have someone state they failed in their professional duties. Often, a malpractice lawsuit is filed, causing the professional stress over the possibility of losing their license. Fortunately, most professionals have errors and omissions (E&O) insurance coverage which pays for their defense, as well as any settlements or judgments. If you are one of these professionals, it is in your best interest […]

What You Need To Know About Boat Insurance In Florida

Fri Apr 15th, 2022 on     Insurance Claims,    

Living in Florida means being surrounded by the Atlantic Ocean and multiple bodies of freshwater. It really is a dream come true for fishermen, kayakers, and others that enjoy being in the surf and sun. For many people in our beautiful state, making the most of their time on the water also means investing in a boat, or other watercraft. Still, others need boats to maintain their professions. Whatever the reason they own them, boat […]

How to Recognize When an Insurance Company’s Offer to Pay Your Claim Is Too Low

Thu Mar 31st, 2022 on     Bad Faith Insurance,    

You’ve paid your premiums on time, and now it is time to make a claim under the terms of your insurance policy. The insurance company agrees to pay your claim, but the amount they are offering appears to be too low. So, how are you supposed to know if the offer is for the right amount or not enough? And what are some tactics used by insurance companies to underpay insurance claims? One of our […]

Inflation and Your Property Insurance Coverage: How They Relate and How To Be Sure You Have Enough Coverage

Thu Mar 17th, 2022 on     Property Insurance,    

You don’t have to be an expert in economics to realize that we are in a time of significant inflation. The price of everything from the gas we put in our cars to the food we put in our bodies has increased greatly over the past year. So what bearing does inflation have on your property insurance policy? And how can you be sure you have the proper coverage in case it is needed? Our […]

Miami Insurance Litigation Lawyer Explains 10 Common Reasons Auto Accident Claims Are Denied

Mon Feb 28th, 2022 on     Insurance Claims,    

When you’ve been injured in an automobile accident, and you are insured, you need to be able to rest and recuperate without having to worry about the costs involved and missed work. Unfortunately, this is not always the case as auto accident claims are often denied. If this happens to you, reach out to a Miami insurance litigation lawyer for the help you need. Policy Limits Reached The amount of insurance a driver is required […]

10 Common Reasons Long-Term Disability Insurance Claims Are Denied

Mon Feb 14th, 2022 on     Disability Insurance,    

It’s a scenario our Miami disability insurance lawyers have seen time and time again: You’ve been disabled and cannot work, and while you are worried about what the future holds, you are grateful for the long-term disability insurance policy you have in place. So you file your claim, only to have it denied by your insurer.  There are various reasons why insurers deny claims, and knowing what they are can help you avoid this situation. […]

Tips From a Miami Property Insurance Lawyer: Understanding Your Homeowners Insurance Policy

Mon Jan 17th, 2022 on     Property Insurance,    

If you own a home, you more than likely have that home insured with a homeowner’s insurance policy. Most people purchase their policy without even really considering what the insurance covers and how the claims process works. They only find out what it doesn’t cover when they have a claim denied. Our Miami property insurance lawyer offers tips on understanding your homeowner’s insurance policy so that you can ensure you are well covered when the […]

Business Interruption Losses: What Does Insurance Cover? A Miami Insurance Recovery Attorney Explains

Fri Dec 31st, 2021 on     Insurance Claims,    

A fire, flood, or other disaster could easily interrupt the ability of your company to operate business as usual, and if the interruption lasts for any real length of time, the loss could be enough to make you shutter your business. Thankfully, business interruption insurance exists for such situations. Its purpose is to provide businesses with the monetary help they need to stay afloat financially while their business becomes operable again. If you are counting […]

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