6 Ways Insurers Act in Bad Faith
Hire an Experienced Miami Bad Faith Insurance Attorney If you’ve submitted a claim for insurance benefits and have had those benefits denied, undervalued, or delayed (or have perhaps had the insurer refuse to step in and defend you against third-party litigation), then you may be entitled to challenge the insurer’s decision under Florida law. In some cases, the insurer has violated its obligations to you — the policyholder — to such an extent that it qualifies as bad faith misconduct. Bad faith claims can give rise to independent compensation, and even bonus punitive damages. If you believe that your insurer has acted in bad faith, it’s worth exploring your legal options. Here at Ver Ploeg & Marino, P.A., we encourage you to contact an experienced Miami bad faith insurance attorney at our firm to schedule a consultation. For now, let’s explore some ways in which insurers act in bad faith. Insurer Had No Reasonable Basis for Their Denial Insurers may not be held liable for bad faith if they simply made a mistake. As such, the mere fact that they “denied” your claim is not justification for a bad faith lawsuit. Instead, you will have to show that they had no reasonable basis for denying your claim. This can be a bit of a challenge. For example, an insurer who denies your claim on the basis that you did not submit sufficient evidence may have reasonably denied it, even if your claim is legitimate — once you provide the […]