News & Resources

The concept of insurance is fundamentally based on trust. Policyholders pay premiums with the expectation that insurers will provide financial protection in times of need. However, this trust can be severely undermined when insurers act in bad faith. In Florida, bad faith insurance practices have been a significant concern, impacting thousands of policyholders on a yearly basis. That said, understanding what constitutes bad faith, the legal landscape surrounding it, and its implications is crucial for […]

If you are a business owner or manager, you need to be able to depend on the coverage provided by your commercial insurance policies. There are many reasons why your claim may be denied or delayed. While some of these delays and denials are legitimate, others are not. When claims you make under these policies are unfairly denied or delayed, a Miami insurance claim lawyer from our firm can assist you in having your claim […]

If your insurance company has denied your claim or resolved it unsatisfactorily, you may be able to bring a bad faith claim against them in court.  Of course, not every denial constitutes bad faith. As Miami insurance claim lawyers, we are experienced in determining whether an insurer has handled a claim appropriately and in recognizing bad faith insurance practices.  For a policyholder, the first step is to educate yourself as to what your insurance company […]

In Florida, insurance litigation disputes — often involving over-broad and unexpected policy exclusions — may lead one to question the liability of their insurance agent.  After all, if the insurance agent obtained the policy on your behalf, it’s possible that they have not satisfied their obligations and have somehow misled you into entering into an insurance agreement that did not adequately meet your needs. In the event that your insurance agent failed to adhere to […]

If you’ve submitted a claim for insurance benefits and have had those benefits denied, undervalued, or delayed (or have perhaps had the insurer refuse to step in and defend you against third-party litigation), then you may be entitled to challenge the insurer’s decision under Florida law. In some cases, the insurer has violated its obligations to you — the policyholder — to such an extent that it qualifies as bad faith misconduct.  Bad faith claims […]

When your insurance claim is denied, it is important to understand why. Sometimes, there is a valid reason why your carrier denies your claim. At other times, the denial is not appropriate and the insurance carrier is acting in bad faith. Bad faith denials are an area that our firm focuses on, and we hold accountable insurance carriers that wrongly deny valid policyholder claims.  One of the most common questions asked by our clients is […]

People rely on their insurance agents and brokers for assistance with multiple matters, including advising them on the type of insurance they need as well as the policy limits they should secure. When agents and brokers fail to follow through with their obligations, insured parties often suffer a loss, and they need a way to recover for that loss. At Ver Ploeg & Marino, a Miami insurance recovery lawyer helps our clients determine when their […]

You’ve paid your premiums on time, and now it is time to make a claim under the terms of your insurance policy. The insurance company agrees to pay your claim, but the amount they are offering appears to be too low. So, how are you supposed to know if the offer is for the right amount or not enough? And what are some tactics used by insurance companies to underpay insurance claims? One of our […]

Insurance policies exist to provide policyholders protection should they suffer some sort of loss. They serve to bring peace of mind and security to those that purchase them and are typically a worthy investment. However, situations sometimes occur wherein the insurance company fails to settle a valid claim, denies coverage altogether, or fails to timely investigate a claim. When this occurs, the policyholder is left with a bad faith insurance claim which may cause them […]

Speak With a Miami Insurance Claim Lawyer Today We understand that it can be endlessly frustrating to find yourself in a situation where you have a legitimate insurance claim, but cannot get paid out for the damages.  When insurers act in bad faith, they are exposing you to financial vulnerability in the hopes that they can simply improve their “bottom line.”  It’s your right to challenge the insurer and get the damages payout that you […]