Families in Florida might be growing extremely frustrated with insurance claims as many families are trying to seek compensation for repairs caused by sinkholes. Sinkholes aren’t uncommon in Florida, and many homeowners are facing a difficult time getting their problem resolved.
We are continuing our series about an unusual bad faith insurance case. As we have said, the case does not directly involve Florida residents or insurance policies that were purchased here. We thought the case was worth some time because it is an unusual insurance coverage dispute that involves high-profile individuals and, of course, a whiff of scandal.
This is the last post in our series about a breach of faith insurance claim brought by actor Keith Carradine’s ex-wife, Sandra Will Carradine, against her insurance company. She claims that she contacted her insurance company in 2006 when her ex-husband sued her. The insurer neither accepted nor rejected her claim until 2011, when it finally agreed to provide a defense. She is now suing the insurance company for the money she spent on her own defense during those five years.
It isn’t often that you run across a story about insurance that is even close to being tabloid fodder. We feel it incumbent on us to seize on those rare occasions, then, even if the cases are not from Florida. The insurance carrier in the story, State Farm (technically, State Farm Mutual Automobile Insurance Company), certainly does business in Florida, but the people involved do not live here, and the events leading up to the claim did not happen here.
This is a case that involves movie stars, racketeering, conspiracy, eavesdropping and an insurance claim. There is no direct connection to Florida — which may be a good thing.
Having an insurance claim denied can quickly become a financial nightmare. Whether it be for housing damage, an auto accident, or an on-the-job injury, In times of denial of compensation, often legal action and the filing of a suit is the best means of recouping lost damages. In this regard, Florida policyholders should take special notice of an ongoing Supreme Court decision.
Insurance companies and business interests have suffered a blow early on in Florida’s legislative session. The House Civil Justice Committee voted recently to kill a bill that would have changed the rules for bad faith insurance litigation.
We’re continuing our story of a claims bill that will be heard by the Florida Legislature in 2012. If passed, the bill would compensate the victim of a car accident involving and caused by a deputy sheriff. The parties — the victim and the sheriff’s office — don’t object. The insurance company for the sheriff’s office does.
We’re picking up the thread from our Sept. 28 post, continuing the discussion of a claims bill scheduled for Florida’s next legislative session. The claim involves a personal injury suit against a county sheriffs department. The bill has languished for a couple of years, because the focus has shifted from compensating the victim and his family to setting a new precedent for insurance bad faith claims.
The family of a young man who was seriously injured in an accident 13 years ago may finally receive compensation in 2012. The Florida Legislature will once again consider a claims bill in his case, and the insurance industry is once again mounting a campaign opposing the measure. The issue for insurers is the potential bad faith claim that could follow the bill’s passage.
