In Florida — as in other states — attempting to recover fully for your property losses can be quite a challenge. Insurers understand that you may be in a vulnerable position, and they may take advantage by undervaluing your property losses or by otherwise appraising the property at issue in a way that creates an even more lopsided dynamic. If you find yourself disagreeing with your insurer over the value of your property losses, then […]
Benjamin Franklin once said that an ounce of prevention is worth a pound of cure, and at VPM, we wholeheartedly agree. There are steps policyholders can take to prevent any future claims that arise from being denied or underpaid, as the Miami property insurance lawyer from our firm explains below. While these preparations can occur at any time, in the Sunshine State, it is best to ensure you are prepared before hurricane season. Go Over […]
Owning commercial property can be a profitable endeavor. However, when damage to your property happens, it can also be a headache. Below, we will cover some frequently asked questions concerning commercial property ownership in Florida. If you have an insurance claim, have had a claim denied, or have some other dispute related to your commercial property, a Florida commercial property lawyer from Ver Ploeg & Marino can help. What Makes Property “Commercial?” A property is […]
If you are a business owner, manager or officer in a large company, you already know that there are a lot of moving parts to any successful enterprise. You also understand the importance of protecting yourself and your business in case the unexpected occurs. While the exact types of insurance you need to fully insulate yourself and your company vary from business to business, there are several types that crop up more often than others. […]
We purchase insurance coverage for everything from the cars we drive to our very lives. We rely on the insurance we purchase to be there for us when life throws us curve balls, helping us pick up the pieces and repair our belongings and sometimes, ourselves. Who we choose to trust with our money and peace of mind matters so that after years of paying our premiums when they are due, we have the coverage […]
You don’t have to be an expert in economics to realize that we are in a time of significant inflation. The price of everything from the gas we put in our cars to the food we put in our bodies has increased greatly over the past year. So what bearing does inflation have on your property insurance policy? And how can you be sure you have the proper coverage in case it is needed? Our […]
If you own a home, you more than likely have that home insured with a homeowner’s insurance policy. Most people purchase their policy without even really considering what the insurance covers and how the claims process works. They only find out what it doesn’t cover when they have a claim denied. Our Miami property insurance lawyer offers tips on understanding your homeowner’s insurance policy so that you can ensure you are well covered when the […]
Unfortunately, receiving the compensation you are due after your property has been damaged or destroyed is not always a simple process. Instead, the insurance company will often refuse to pay what the claim is worth. Because of this, when your property has been damaged or destroyed, and you file a claim under your insurance policy, there are certain things our Miami property insurance lawyer states you should refrain from doing to prevent having a negative […]
Filing a claim with your insurance company when your property has been damaged can be an arduous and complicated process, especially when the insurance company attempts to avoid paying the amount you are owed. However, there are steps you can take to help the process move more smoothly. If you have further questions about the process or are currently battling with your insurance company, a Miami insurance claim lawyer at our firm can help. #1 […]
Your home or business has been damaged, and you expect the insurance company to pay. After all, isn’t that why you have insurance? Unfortunately, receiving coverage from the insurance company for damages caused by accidents, vandals, or disasters can be as stressful as the damage itself. After all, the insurance company wants to settle the matter for as little as possible while you want your property repaired. During a real estate property damage dispute with […]
