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Yearly Archives: 2021

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Common Boat Insurance Exclusions

Fri Jan 29th, 2021 on     Insurance Claims,    

Contact a Miami Insurance Claim Lawyer For Immediate Assistance Boat insurance coverage may seem comprehensive at first glance, but many policyholders find that despite the expense of their policy, the insurer denies their claims on the basis of an exclusion that may not have been obvious at the time of signing. For this reason, it’s critical that policyholders fully evaluate their insurance policy before moving forward.  By understanding your coverage in detail, you’ll be equipped to counter the insurer’s assertions about coverage exclusions, and potentially secure the compensation you’re looking for. If you’ve sustained damages to your boat and would like to submit a claim to your insurer, or have already submitted a claim and have had that claim denied, undervalued, or otherwise adversely affected, then we encourage you to contact a Miami insurance claim lawyer at Ver Ploeg & Marino, P.A. for legal assistance. Our team has decades of experience working with insurance policyholders, including those that are struggling to secure compensation on the basis of their boat insurance policy.  It is our belief that effective advocacy requires client-centered, thorough representation.  If you’d like to speak to a qualified Miami insurance claim lawyer about your case, contact our team directly to schedule a consultation. As a policyholder, it’s important to understand the basic issues that you are likely to encounter as you navigate the claim dispute.  Though every boat insurance policy will be somewhat different, there are certain commonalities that tend to crop-up — such as common exclusions that […]

Uninsured Boater Coverage

Fri Jan 15th, 2021 on     Insurance Claims,    

Get Help From an Experienced Miami Insurance Claim Lawyer Boating accidents are not uncommon, particularly in Florida, which is a boating paradise for both tourists and locals alike.  In fact, Florida leads the nation in boating accidents, deaths, and injuries — in 2018 alone, a U.S. Coast Guard survey revealed that there were 607 boating accidents resulting in 57 deaths, 297 injuries, and more than $7 million in property damage. As one can reasonably ascertain, protecting oneself against loss is critical given the relatively high likelihood of a boating accident in Florida.  However, doing so may require that you purchase uninsured boater insurance coverage.  Many boaters simply do not purchase liability insurance, and as such, when they cause collision accidents with other boaters, they may not be able to cover the losses.  This can put you in a vulnerable position if you’re involved in a boating accident with an uninsured boater — unless, of course, you purchase uninsured boater insurance coverage. If you’ve been injured in a boating accident, it’s important that you consult with a lawyer for guidance on how to submit a marine claim that will be accepted by the insurer — further, in the event of a claim denial, your attorney can help you challenge the decision and secure the payment you deserve. For now, let’s take a closer look at some issues commonly encountered with uninsured boater coverage.  After all, just because you’ve purchased uninsured boater insurance doesn’t necessarily mean that the insurer will cover the […]

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