News & Resources

Unfortunately, it is becoming increasingly common for insurance companies to undervalue damage to both residential and commercial property when owners file a claim. When that happens, property owners have three options, only two of which make sense, in our opinion. The first option is to accept the inappropriately low amount offered by the insurance company and later complain about it online. While the complaints may provide some emotional outlet, they offer no help whatsoever toward making […]

AI is being used in new ways all the time. What started as a tool hidden within other functions is now routinely used to generate written copy, make decisions, and complete other critical tasks across all types of businesses. When the use of AI is perceived to have caused a problem, the companies that rely on it can be sued. These companies often assume that their commercial general liability (CGL) policy will cover them. This […]

Individuals and businesses purchase insurance to protect against a wide array of risks and potential losses. Protection from liability is a significant concern, but there are also losses due to theft, vandalism, fire, construction defects, storm damage, vehicle accidents, disability, and other issues. Then there are losses stemming from these problems, such as the interruption of business operations. The various potential losses may be covered under different policies, each with its own terms. The terms […]

Companies of all types are saving considerable sums of money by converting from paper to digital document systems. This type of system seems efficient because documents can be searched electronically and retrieved from multiple locations. But electronic processing and storage have their drawbacks, too, and the problems can manifest in unexpected ways, particularly with the increased reliance on AI. If your insurance company is delaying action on a claim or disputing your right to appropriate […]