News & Resources

Disability insurance is a crucial safety net for individuals who become unable to work due to illness or injury. In Florida, as in other states, the purpose of disability insurance is to provide income replacement when an individual can no longer perform their job duties. Understanding the types of disability insurance, how coverage works, and what to expect in Florida can help you make informed decisions for your financial well-being. This guide offers a comprehensive […]

Hurricanes are a significant concern for homeowners in Florida, and having the right insurance coverage is crucial to safeguarding property and finances. However, there are many misconceptions about hurricane insurance policies that can lead to confusion and inadequate protection. Dispelling these myths can help homeowners make informed decisions and ensure they are properly covered. Below, our Miami insurance coverage lawyer shares some common myths and the facts that debunk them. Myth 1: Homeowners Insurance Automatically […]

As homeowners in Florida know, it’s hurricane season, and windstorms and rainfall can cause catastrophic damage to personal property. If a disaster-related claim arises, protective insurance coverage can make all the difference, but the claims process is sometimes filled with landmines for the policyholder that can result in delays or lowballed claim payments. Understanding the most frequent policyholder mistakes – and how to avoid these traps – can be the difference between disaster and a […]

Experiencing fire damage to your property can be an overwhelming and traumatic event. The immediate aftermath involves ensuring the safety of yourself and your loved ones, but soon after, the focus shifts to dealing with the financial repercussions and navigating the insurance claims process. Below, our Miami fire damage lawyer provides a detailed roadmap for Florida policyholders who find themselves facing fire damage, ensuring that they can effectively manage the situation and secure the compensation […]

The concept of insurance is fundamentally based on trust. Policyholders pay premiums with the expectation that insurers will provide financial protection in times of need. However, this trust can be severely undermined when insurers act in bad faith. In Florida, bad faith insurance practices have been a significant concern, impacting thousands of policyholders on a yearly basis. That said, understanding what constitutes bad faith, the legal landscape surrounding it, and its implications is crucial for […]

  Living and working in Miami can come with a number of mixed emotions and realities. Everyone living and working in the area is well aware of the potential weather conditions that can come about at any given moment on any given day, and hurricanes certainly top the list when it comes to possible weather events. When a hurricane strikes, the aftermath can be devastating, particularly for business owners who face not only personal loss […]

Filing an insurance claim can be daunting, particularly in a bustling and often storm-prone area like Miami. The complexities of insurance policies, combined with the stress of dealing with damage to your property or health, can lead to mistakes that may jeopardize your claim. Below, our Miami insurance claim lawyer discusses some of the top mistakes to avoid when filing an insurance claim in Florida, aiming to guide you through a smoother, more effective claims […]

When it comes to professional services, errors and omissions (E&O) are inevitable risks that practitioners must contend with. Whether you’re a consultant, an architect, a lawyer, or any other professional offering specialized services, the potential for mistakes or omissions that result in financial losses for clients is ever-present.  Professional Errors and Omissions Insurance, commonly known as E&O insurance, serves as a safety net against such risks, offering protection for professionals and their businesses. Below, our […]

Businesses in Florida, like elsewhere, face various risks that can disrupt their operations, ranging from natural disasters to unforeseen events like pandemics. In such instances, business interruption insurance plays a crucial role in safeguarding businesses against financial losses incurred due to temporary closures or disruptions. Below, our Miami insurance claim lawyer takes a closer look at the intricacies of business interruption insurance in Florida, exploring its significance, coverage options, and key considerations for business owners. […]

Negotiating property insurance claims settlements in Florida can be challenging, particularly when dealing with the aftermath of natural disasters like hurricanes, floods, or storms. Homeowners often face a complex and sometimes adversarial situation with their insurance company. However, with the right approach and understanding of the process, you can improve your chances of achieving a fair and satisfactory settlement. Below, our Miami insurance claim lawyer provides valuable tips for negotiating property insurance claims settlements in […]