Types of Homeowners Insurance Policies

Fri Mar 31st, 2023 on     Homeowners Insurance,    

Your home is most likely the single largest investment you will ever make. It makes sense, then, to take precautions to make certain your investment is protected. To this end, most people in the Sunshine State have a residential insurance policy to protect their homes from the unexpected. If your home is subject to a mortgage, a residential insurance policy is required.  There are different kinds of insurance available to homeowners, and obtaining the correct […]

Homeowners Insurance Policies vs. Commercial Insurance Policies: What’s the Difference?

Fri Mar 17th, 2023 on     Homeowners Insurance,    

In simple terms, an insurance policy is a contract between the insured and the insurer whereby the insurer, in exchange for a premium, agrees to pay in case the insurer suffers a loss. When the insurer does not pay as required under the terms of the policy, a Miami property insurance lawyer from Ver Ploeg & Marino is here to help.  There are many different types of insurance policies that can insure against a wide […]

Ways To Prevent Future Property Claim Denials and Underpayments

Tue Feb 28th, 2023 on     Property Insurance,    

Benjamin Franklin once said that an ounce of prevention is worth a pound of cure, and at VPM, we wholeheartedly agree. There are steps policyholders can take to prevent any future claims that arise from being denied or underpaid, as the Miami property insurance lawyer from our firm explains below. While these preparations can occur at any time, in the Sunshine State, it is best to ensure you are prepared before hurricane season.  Go Over […]

Common Commercial General Liability Policy Exclusions

Tue Feb 14th, 2023 on     Insurance Claims,    

Commercial general liability (CGL) insurance policies shield businesses from lawsuits brought by third parties. The protection they provide to businesses for bodily injuries and property damages makes them a necessity. Unfortunately, claims made under CGL policies are sometimes denied, and when they are, it is typically because of policy exclusions. When this happens, policyholders need the assistance of an experienced Miami insurance litigation lawyer.  Policies differ, and you should check your particular policy to be […]

How Accidents Involving Large Trucks Differ From Other Automobile Accidents

Tue Jan 31st, 2023 on     Insurance Claims,    

Being involved in any type of automobile accident can be scary and take its toll on you physically, mentally, and financially. Determining damages and fault, as well as filing a claim to recover for the damages owed, can be an exhaustive and time-consuming process. When your accident is with a large truck, the accident takes on a whole different aspect. An attorney from our Miami insurance law firm, Ver Ploeg & Marino, explains. A Miami […]

My New House Has A Construction Defect. What Are My Options?

Tue Jan 17th, 2023 on     Insurance Claims,    

Buying a new home is an exciting and busy time for the soon-to-be homeowner. There is so much that needs to be completed prior to signing the papers and moving in, but once everything is said and done, a new homeowner should be able to relax in their new home. Unfortunately, for some new homeowners, after move-in is when the nightmare begins as they uncover problems with their new dwelling. After making such an expensive […]

8 Professions Where Errors & Omissions Insurance Is Essential

Fri Dec 30th, 2022 on     Insurance Claims,    

Errors and Omissions (E&O) insurance exists to provide coverage to professionals when they are sued for malpractice. It is required for many licensed professionals, and even when it is not required, it is highly recommended. In addition to providing the compensation needed to cover the cost of defending against the lawsuit, it typically also covers any judgments or settlements that are reached in the malpractice lawsuit. The experienced attorneys at our Miami insurance law firm, […]

Disability Insurance: A Look at 9 of the Most Dangerous Industries for Florida Workers

Fri Dec 16th, 2022 on     Disability Insurance,    

While injuries can happen in most industries, some are more likely to result in injury for Florida workers. Often these injuries cause the worker to become disabled, and when the worker turns to their insurance carrier for the disability benefits they are entitled to, they are sometimes denied. When this happens, the Miami disability insurance lawyers at Ver Ploeg & Marino are here to provide the assistance needed to these policyholders so they can recover […]

How To Recognize When An Insurance Company Is Acting In Bad Faith

Wed Nov 30th, 2022 on     Bad Faith Insurance,    

When your insurance claim is denied, it is important to understand why. Sometimes, there is a valid reason why your carrier denies your claim. At other times, the denial is not appropriate and the insurance carrier is acting in bad faith. Bad faith denials are an area that our firm focuses on, and we hold accountable insurance carriers that wrongly deny valid policyholder claims.  One of the most common questions asked by our clients is […]

Transportation Issues: Common Reasons Aviation Insurance Claims Are Denied

Wed Nov 16th, 2022 on     Insurance Claims,    

Having your claim for damages incurred by your aircraft denied can cause you many headaches, especially when you depend on your aircraft for your line of work. At Ver Ploeg & Marino, our Miami insurance law attorneys help aircraft owners recover the compensation they are owed under the terms of their insurance policy when their carrier denies their claim. We understand how expensive it can be to make even minor repairs to an aircraft, which […]

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