How & Why Insurance Companies Deny Trucking Accident Claims

Fri Jul 7th, 2023 on     Insurance Claims,    

Large trucks are a common site on Florida roadways. Used to transport goods and cargo throughout the Sunshine State, they can be found on the busiest interstates as well as back roads. When these trucks are involved in accidents, injured victims can find that the companies insuring these vehicles are unwilling to cooperate and pay valid claims. When this happens, it is best to seek counsel from an experienced Miami insurance claim lawyer at VPM. […]

Common Insurance Coverage Gaps Faced By Policyholders

Fri Jun 30th, 2023 on     Insurance Claims,    

Most policyholders believe they are well insured and only become aware of coverage gaps when they file a claim. This is unfortunate as the gaps can lead to policyholders not recovering financially from the losses they suffer. While there are many different types of gaps that policyholders can experience, some are more commonly encountered by the Miami insurance law attorneys at VPM. Commercial Insurance Policy Gaps Inaccurate Listing of Insureds The declaration page of the […]

Common Reasons Cyber Liability Claims Are Denied

Fri Jun 9th, 2023 on     Insurance Claims,    

At our Miami insurance law firm, Ver Ploeg & Marino, we often represent companies that have had their claims for cyber liability denied by their insurers. These claims consist of different types of liability issues from cyberattacks to data breaches, and can cause a company to suffer significant financial and reputational losses.  First-Party Losses vs. Third-Party Losses There are two types of losses that can be sustained and trigger a claim for cyber liability. They […]

Common Reasons Marine Insurance Claims Are Denied

Wed May 17th, 2023 on     Marine Insurance,    

People and businesses own boats and other types of watercraft for a variety of reasons, from hauling cargo to using them for relaxing on the water. The purpose of the watercraft will generally dictate the type of insurance policy the owner should obtain, and when claims under those policies are denied, it can be for a multitude of reasons. When this happens, it is best to speak with a Miami property insurance lawyer at Ver […]

Guide to Bad Faith Insurance Claims in Florida

Fri May 5th, 2023 on     Bad Faith Insurance,    

If your insurance company has denied your claim or resolved it unsatisfactorily, you may be able to bring a bad faith claim against them in court.  Of course, not every denial constitutes bad faith. As Miami insurance claim lawyers, we are experienced in determining whether an insurer has handled a claim appropriately and in recognizing bad faith insurance practices.  For a policyholder, the first step is to educate yourself as to what your insurance company […]

Can You Sue Your Insurance Agent for Their Mistakes?

Fri Apr 28th, 2023 on     Bad Faith Insurance,    

In Florida, insurance litigation disputes — often involving over-broad and unexpected policy exclusions — may lead one to question the liability of their insurance agent.  After all, if the insurance agent obtained the policy on your behalf, it’s possible that they have not satisfied their obligations and have somehow misled you into entering into an insurance agreement that did not adequately meet your needs. In the event that your insurance agent failed to adhere to […]

What is an Appraisal Clause and How Does it Work?

Fri Apr 21st, 2023 on     Property Insurance,    

In Florida — as in other states — attempting to recover fully for your property losses can be quite a challenge.  Insurers understand that you may be in a vulnerable position, and they may take advantage by undervaluing your property losses or by otherwise appraising the property at issue in a way that creates an even more lopsided dynamic. If you find yourself disagreeing with your insurer over the value of your property losses, then […]

10 Ways Insurers Act in Bad Faith

Fri Apr 14th, 2023 on     Bad Faith Insurance,    

If you’ve submitted a claim for insurance benefits and have had those benefits denied, undervalued, or delayed (or have perhaps had the insurer refuse to step in and defend you against third-party litigation), then you may be entitled to challenge the insurer’s decision under Florida law. In some cases, the insurer has violated its obligations to you — the policyholder — to such an extent that it qualifies as bad faith misconduct.  Bad faith claims […]

Short-Term Disability Insurance in Florida — The Basics

Fri Apr 7th, 2023 on     Disability Insurance,    

Short term disability insurance benefits serve as a form of temporary wage replacement for those who are suffering from a serious disability (though it’s worth noting that not all plans require employment, or a history of employment, to qualify for disability benefits).  If you have been seriously injured in a car accident, for example, to such an extent that you can no longer work for a period of time following the accident, then your short […]

Types of Homeowners Insurance Policies

Fri Mar 31st, 2023 on     Homeowners Insurance,    

Your home is most likely the single largest investment you will ever make. It makes sense, then, to take precautions to make certain your investment is protected. To this end, most people in the Sunshine State have a residential insurance policy to protect their homes from the unexpected. If your home is subject to a mortgage, a residential insurance policy is required.  There are different kinds of insurance available to homeowners, and obtaining the correct […]

Super Lawyers
Florida Legal Elite
Top Lawyer - South Florida Legal Guide
Association of Corporate Counsel - South Florida Chapter
Back to top