News & Resources

Short-term disability insurance is a vital safety net for Miami residents who cannot work due to a temporary illness or injury. However, securing these benefits is not always straightforward. Insurance companies require meticulous documentation and strict adherence to their policies, and even minor errors can result in delays or denials. To increase the likelihood of your short-term disability claim being approved, our Miami disability insurance lawyers suggest you follow these key steps. 1. Understand Your […]

Hurricanes can be devastating, and for Florida homeowners, the aftermath often involves costly repairs to property and personal belongings. Many homeowners rely on their insurance policies to help cover these expenses, but unfortunately, insurance claims are not always approved. If your claim has been denied, it’s important to know your rights, the steps to take, and how to fight back. In this comprehensive guide, we will cover what Florida homeowners need to know about denied […]

Life insurance is an essential financial tool that provides peace of mind and security for your loved ones in the event of your passing. In Florida, as in other states, life insurance policies come in various forms, and the specifics can sometimes be complex. Understanding what life insurance is, how it works in Florida, and what to look for in a policy is crucial for anyone considering this form of protection. Below, our insurance coverage […]

Filing a disability insurance claim can be a stressful and complex process. In Florida, many individuals rely on their disability insurance policies to provide financial support if they are unable to work due to an illness or injury. However, insurers often deny claims for a variety of reasons, leaving policyholders feeling confused and frustrated. Below, our Miami disability insurance lawyers provide a list of the top 10 reasons why disability insurers in Florida deny claims, […]

Fidelity bonds and crime insurance can cover a wide range of business losses resulting from acts of fraud, theft, or misuse. For example, fidelity bonds might pay for embezzlement at the hands of a member of the accounting team. While these insurance policies can be an important tool for any business owner, there are some considerations that are vital to take into account before purchasing a policy. At Ver Ploeg & Marino, we can help […]

In Florida, workers with physical or mental disabilities are protected from employment discrimination under state and federal law. Statutes like the Florida Civil Rights Act and the Americans with Disabilities Act require employers to provide employees and applicants with certain reasonable accommodations based on their disability. Although these rights are in place to protect you from discrimination, not every employer complies. These laws also might protect you from discrimination, but they cannot cover your lost […]

Every business could benefit from appropriate coverage through fidelity and crime insurance. It is impossible to predict when criminals might strike, but the damage to your business can be extensive. From computer crimes to armed robberies, the losses that stem from these criminal acts could haunt your business for years to come. Insurance coverage can protect your business when it is victimized. It can replace stolen funds and pay for the cost of dealing with […]

Fidelity and crime insurance—often referred to simply as fidelity insurance—protects businesses from fraudulent acts by their employees. Every year, companies across Florida lose thousands of dollars due to dishonest acts by those who work for them. These losses are enough to cause some businesses to shut their doors for good. Fidelity and crime insurance exists to cover these losses and protect companies from fraud or embezzlement, but what do these policies actually cover? In addition […]

Homeowner’s insurance is essential for protecting your most valuable asset—your home. Living in Florida, where hurricanes, tropical storms, and flooding are common, makes having adequate coverage even more critical. However, there are several myths about homeowner’s insurance that can cause confusion and leave Florida homeowners vulnerable to risks they may not be aware of. In this blog, we’ll debunk some of the most common myths surrounding homeowner’s insurance in Florida and help you understand what […]

Disability insurance is a crucial safety net for individuals who become unable to work due to illness or injury. In Florida, as in other states, the purpose of disability insurance is to provide income replacement when an individual can no longer perform their job duties. Understanding the types of disability insurance, how coverage works, and what to expect in Florida can help you make informed decisions for your financial well-being. This guide offers a comprehensive […]