In Florida — as in other states — attempting to recover fully for your property losses can be quite a challenge. Insurers understand that you may be in a vulnerable position, and they may take advantage by undervaluing your property losses or by otherwise appraising the property at issue in a way that creates an even more lopsided dynamic. If you find yourself disagreeing with your insurer over the value of your property losses, then […]
If you’ve submitted a claim for insurance benefits and have had those benefits denied, undervalued, or delayed (or have perhaps had the insurer refuse to step in and defend you against third-party litigation), then you may be entitled to challenge the insurer’s decision under Florida law. In some cases, the insurer has violated its obligations to you — the policyholder — to such an extent that it qualifies as bad faith misconduct. Bad faith claims […]
Short term disability insurance benefits serve as a form of temporary wage replacement for those who are suffering from a serious disability (though it’s worth noting that not all plans require employment, or a history of employment, to qualify for disability benefits). If you have been seriously injured in a car accident, for example, to such an extent that you can no longer work for a period of time following the accident, then your short […]
Your home is most likely the single largest investment you will ever make. It makes sense, then, to take precautions to make certain your investment is protected. To this end, most people in the Sunshine State have a residential insurance policy to protect their homes from the unexpected. If your home is subject to a mortgage, a residential insurance policy is required. There are different kinds of insurance available to homeowners, and obtaining the correct […]
In simple terms, an insurance policy is a contract between the insured and the insurer whereby the insurer, in exchange for a premium, agrees to pay in case the insurer suffers a loss. When the insurer does not pay as required under the terms of the policy, a Miami property insurance lawyer from Ver Ploeg & Marino is here to help. There are many different types of insurance policies that can insure against a wide […]
Benjamin Franklin once said that an ounce of prevention is worth a pound of cure, and at VPM, we wholeheartedly agree. There are steps policyholders can take to prevent any future claims that arise from being denied or underpaid, as the Miami property insurance lawyer from our firm explains below. While these preparations can occur at any time, in the Sunshine State, it is best to ensure you are prepared before hurricane season. Go Over […]
Commercial general liability (CGL) insurance policies shield businesses from lawsuits brought by third parties. The protection they provide to businesses for bodily injuries and property damages makes them a necessity. Unfortunately, claims made under CGL policies are sometimes denied, and when they are, it is typically because of policy exclusions. When this happens, policyholders need the assistance of an experienced Miami insurance litigation lawyer. Policies differ, and you should check your particular policy to be […]
Being involved in any type of automobile accident can be scary and take its toll on you physically, mentally, and financially. Determining damages and fault, as well as filing a claim to recover for the damages owed, can be an exhaustive and time-consuming process. When your accident is with a large truck, the accident takes on a whole different aspect. An attorney from our Miami insurance law firm, Ver Ploeg & Marino, explains. A Miami […]
Buying a new home is an exciting and busy time for the soon-to-be homeowner. There is so much that needs to be completed prior to signing the papers and moving in, but once everything is said and done, a new homeowner should be able to relax in their new home. Unfortunately, for some new homeowners, after move-in is when the nightmare begins as they uncover problems with their new dwelling. After making such an expensive […]
Errors and Omissions (E&O) insurance exists to provide coverage to professionals when they are sued for malpractice. It is required for many licensed professionals, and even when it is not required, it is highly recommended. In addition to providing the compensation needed to cover the cost of defending against the lawsuit, it typically also covers any judgments or settlements that are reached in the malpractice lawsuit. The experienced attorneys at our Miami insurance law firm, […]
