Types of Homeowners Insurance Policies

Fri Mar 31st, 2023 on     Homeowners Insurance,    

Your home is most likely the single largest investment you will ever make. It makes sense, then, to take precautions to make certain your investment is protected. To this end, most people in the Sunshine State have a residential insurance policy to protect their homes from the unexpected. If your home is subject to a mortgage, a residential insurance policy is required.  There are different kinds of insurance available to homeowners, and obtaining the correct […]

Homeowners Insurance Policies vs. Commercial Insurance Policies: What’s the Difference?

Fri Mar 17th, 2023 on     Homeowners Insurance,    

In simple terms, an insurance policy is a contract between the insured and the insurer whereby the insurer, in exchange for a premium, agrees to pay in case the insurer suffers a loss. When the insurer does not pay as required under the terms of the policy, a Miami property insurance lawyer from Ver Ploeg & Marino is here to help.  There are many different types of insurance policies that can insure against a wide […]

Ways To Prevent Future Property Claim Denials and Underpayments

Tue Feb 28th, 2023 on     Property Insurance,    

Benjamin Franklin once said that an ounce of prevention is worth a pound of cure, and at VPM, we wholeheartedly agree. There are steps policyholders can take to prevent any future claims that arise from being denied or underpaid, as the Miami property insurance lawyer from our firm explains below. While these preparations can occur at any time, in the Sunshine State, it is best to ensure you are prepared before hurricane season.  Go Over […]

Common Commercial General Liability Policy Exclusions

Tue Feb 14th, 2023 on     Insurance Claims,    

Commercial general liability (CGL) insurance policies shield businesses from lawsuits brought by third parties. The protection they provide to businesses for bodily injuries and property damages makes them a necessity. Unfortunately, claims made under CGL policies are sometimes denied, and when they are, it is typically because of policy exclusions. When this happens, policyholders need the assistance of an experienced Miami insurance litigation lawyer.  Policies differ, and you should check your particular policy to be […]

How Accidents Involving Large Trucks Differ From Other Automobile Accidents

Tue Jan 31st, 2023 on     Insurance Claims,    

Being involved in any type of automobile accident can be scary and take its toll on you physically, mentally, and financially. Determining damages and fault, as well as filing a claim to recover for the damages owed, can be an exhaustive and time-consuming process. When your accident is with a large truck, the accident takes on a whole different aspect. An attorney from our Miami insurance law firm, Ver Ploeg & Marino, explains. A Miami […]

My New House Has A Construction Defect. What Are My Options?

Tue Jan 17th, 2023 on     Insurance Claims,    

Buying a new home is an exciting and busy time for the soon-to-be homeowner. There is so much that needs to be completed prior to signing the papers and moving in, but once everything is said and done, a new homeowner should be able to relax in their new home. Unfortunately, for some new homeowners, after move-in is when the nightmare begins as they uncover problems with their new dwelling. After making such an expensive […]

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