There are few issues more frustrating in life than finding defects in a home or business property that you have invested substantial sums of money into. When you’ve done your due diligence and hired inspectors and the problem is not revealed until after closing, you can feel like you’re trapped in a money pit. However, you may have a number of options for seeking legal relief for defects in building construction if you understand how […]
Many people think that damage caused by vandals is merely an annoying nuisance, but the fact is that vandalism can result in extremely costly losses. In addition to the thousands of dollars it costs to repair structural and cosmetic damage, there are added costs due to the effects of vandalism and the repair process. Businesses, for instance, lose substantial sales that can be difficult to calculate. It is therefore important for homeowners, business owners, and organizations, […]
Property insurance is a vital safety net for Miami residents, offering financial protection when disasters strike. However, navigating the claims process can be challenging, especially with the abundance of myths and misconceptions that surround it. Misunderstandings can lead to costly mistakes and even jeopardize your ability to secure fair compensation. To help you make informed decisions, let’s debunk the top five misconceptions about property insurance claims in Miami. Misconception 1: Minor Damage Isn’t Worth Filing […]
As homeowners in Florida know, it’s hurricane season, and windstorms and rainfall can cause catastrophic damage to personal property. If a disaster-related claim arises, protective insurance coverage can make all the difference, but the claims process is sometimes filled with landmines for the policyholder that can result in delays or lowballed claim payments. Understanding the most frequent policyholder mistakes – and how to avoid these traps – can be the difference between disaster and a […]
Experiencing fire damage to your property can be an overwhelming and traumatic event. The immediate aftermath involves ensuring the safety of yourself and your loved ones, but soon after, the focus shifts to dealing with the financial repercussions and navigating the insurance claims process. Below, our Miami fire damage lawyer provides a detailed roadmap for Florida policyholders who find themselves facing fire damage, ensuring that they can effectively manage the situation and secure the compensation […]
Living and working in Miami can come with a number of mixed emotions and realities. Everyone living and working in the area is well aware of the potential weather conditions that can come about at any given moment on any given day, and hurricanes certainly top the list when it comes to possible weather events. When a hurricane strikes, the aftermath can be devastating, particularly for business owners who face not only personal loss […]
Negotiating property insurance claims settlements in Florida can be challenging, particularly when dealing with the aftermath of natural disasters like hurricanes, floods, or storms. Homeowners often face a complex and sometimes adversarial situation with their insurance company. However, with the right approach and understanding of the process, you can improve your chances of achieving a fair and satisfactory settlement. Below, our Miami insurance claim lawyer provides valuable tips for negotiating property insurance claims settlements in […]
Homeowners in Florida often face the daunting task of navigating the property insurance claims process, especially in the aftermath of natural disasters like hurricanes, floods, and storms. Understanding the intricacies of this process is crucial for ensuring timely and fair compensation for property damage. In this guide, our Miami property insurance lawyer provides a comprehensive step-by-step overview of Florida’s property insurance claims process, empowering homeowners to navigate through each stage effectively. Step 1: Assessing Damage […]
If you are a business owner or manager, you need to be able to depend on the coverage provided by your commercial insurance policies. There are many reasons why your claim may be denied or delayed. While some of these delays and denials are legitimate, others are not. When claims you make under these policies are unfairly denied or delayed, a Miami insurance claim lawyer from our firm can assist you in having your claim […]
If you own or manage a business, you want to make certain that the business is protected in case the unexpected occurs. One of the best ways to do this is to ensure you have the correct types of commercial property insurance that provides the protection you need. At Ver Ploeg & Marino, we assist property owners in complex disputes with their commercial property insurers. When your claim has been unfairly denied or delayed, a […]
