News & Resources

We are picking up where we left off in our Jan. 20 post. The subject is the depopulation process that Citizens Property Insurance Corp. has been undergoing for the last couple of years. This is one of those things that looks reasonable on paper, or sounds like a good idea at the time, but that definitely has some glitches. Unfortunately, the glitches are at the expense of policyholders — and some of those policyholders are more vulnerable seniors.

Auto insurance is a critical resource to have after an auto accident, as anybody who has been in a serious crash understands. Florida, unlike some other states, has a no-fault insurance system in which motorists are required to carry minimum levels of personal injury protection (PIP) to cover medical costs when an accident occurs.

We are still talking about some of the problems that have come up during Citizens Property Insurance Corp.’s depopulation program. Before we continue, though, we want to take a brief detour.

We usually write about insurance companies that are eager to say no, even before the policyholder has asked the question. In its efforts to downsize Citizens Property Insurance Corp., though, the state has apparently allowed private insurance companies not to take no for an answer — and for property owners to find themselves having to accept insurance they did not want.