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In Miami, the word “insurance” usually brings up thoughts of hurricane damage, especially this time of year. But we purchase insurance to insulate ourselves from many different types of risks, and that includes the risk of losses caused by theft and other forms of dishonest conduct. When businesses purchase coverage for these types of losses, it is often referred to as fidelity and crime insurance. For those insuring homes and other private property from crime […]

When businesses or homeowners suffer financial losses due to dishonest actions, theft, or fraud, they often turn to their insurance carriers for coverage. However, insurance recovery is not always straightforward, and policyholders may encounter significant challenges when filing claims and obtaining the compensation they are entitled to. Insurance policies are often complex, with various clauses, exclusions, and stipulations that policyholders may not fully understand. As a result, insurers may attempt to deny claims, delay payouts, […]

Fidelity bonds and crime insurance can cover a wide range of business losses resulting from acts of fraud, theft, or misuse. For example, fidelity bonds might pay for embezzlement at the hands of a member of the accounting team. While these insurance policies can be an important tool for any business owner, there are some considerations that are vital to take into account before purchasing a policy. At Ver Ploeg & Marino, we can help […]

Every business could benefit from appropriate coverage through fidelity and crime insurance. It is impossible to predict when criminals might strike, but the damage to your business can be extensive. From computer crimes to armed robberies, the losses that stem from these criminal acts could haunt your business for years to come. Insurance coverage can protect your business when it is victimized. It can replace stolen funds and pay for the cost of dealing with […]

Fidelity and crime insurance—often referred to simply as fidelity insurance—protects businesses from fraudulent acts by their employees. Every year, companies across Florida lose thousands of dollars due to dishonest acts by those who work for them. These losses are enough to cause some businesses to shut their doors for good. Fidelity and crime insurance exists to cover these losses and protect companies from fraud or embezzlement, but what do these policies actually cover? In addition […]