Insurance Disputes Regarding Theft & Fraud: Getting Your Losses Covered

Fri Aug 22nd, 2025 on     Fidelity and Crime Insurance,    

In Miami, the word “insurance” usually brings up thoughts of hurricane damage, especially this time of year. But we purchase insurance to insulate ourselves from many different types of risks, and that includes the risk of losses caused by theft and other forms of dishonest conduct. When businesses purchase coverage for these types of losses, it is often referred to as fidelity and crime insurance. For those insuring homes and other private property from crime […]

Fla. Citizens Ruling Highlights Late Property Claim Risks

Mon Aug 18th, 2025 on     Articles,    

Law360 (August 14, 2025, 8:55 PM EDT) — A recent Florida appellate court ruling affirming that the state’s last-resort insurer properly denied a late-filed claim for hurricane damage wasn’t surprising given legislative changes in recent years, but highlighted the import of filing timely claims, experts say. Policyholder and carrier attorneys said the Aug. 6 decision in Maria Morales v. Citizens Property Insurance Corp. emphasized a clear point of law — late-filed claims aren’t covered — […]

Are You Covered for Cyber Liability?

Thu Jul 17th, 2025 on     Insurance Claims,    

Humans have probably been devising new ways to swindle each other since the first cave dweller tricked a companion into giving up his share of a mammoth steak. In the digital age, the pace of innovation has exploded for those who specialize in fraud and theft just as it has for those interested in more legitimate business enterprises. The bottom line is that scammers are constantly finding new ways to worm their way into electronic […]

Blame the Middleman: When an Insurance Agent or Broker is Negligent

Mon Jun 30th, 2025 on     Insurance Claims,    

Our legal team has focused on resolving insurance disputes for decades, so we are well-versed in the many ways insurance companies fail to meet their obligations to policyholders. But sometimes, the problems our clients face are not necessarily the fault of the insurance company. Instead, the root of the problem lies with negligence or misrepresentation on the part of the insurance agent or broker who sold the policy. What do you do in that situation? […]

Insurance Issues to Consider as Hurricane Season Starts Up

Mon Jun 16th, 2025 on     Homeowners Insurance,    

It’s that time of year again. We need to start thinking about hurricanes and be prepared to deal with the consequences if one were to hit our area. Safety is critical, but when we follow guidelines, hurricanes are more likely to pose a risk to our financial security than our physical security. We purchase insurance coverage to protect us from having to cover all the costs if a storm damages our home, business, vehicle, or other property. However, […]

What Happens When an Insurance Dispute Goes to Court?

Fri May 16th, 2025 on     Insurance Claims,    

Insurance companies have developed numerous ways to delay, deny, and undervalue claims, almost turning disappointment into an art form. We understand that they want to make money—everyone does—and it is clear that when they don’t pay claims, insurance companies have more money to keep. However, insurance companies have contractual obligations to their policyholders, and when they fail to fulfill these obligations, the law provides remedies. Sometimes, receiving a notice that a lawyer is working on […]

Effective Ways to Document Property Damage When Filing an Insurance Claim

Mon Mar 17th, 2025 on     Insurance Claims,    

When you’re filing an insurance claim after damage to your home, business, boat, or other property, you need evidence to back up your claim for losses. Even at the best of times, insurance companies usually assert that your losses are far less than they actually are. When you have documentation that shows the contents and their condition before and after damage, it will be much harder for the insurance company to dispute your claims. You […]

Avoiding Bad Faith Tactics in Florida: How to Deal with Your Insurance Company After a Fire

Fri Jan 31st, 2025 on     Bad Faith Insurance,    

Dealing with the aftermath of a fire can be devastating. Beyond the emotional distress and property loss, homeowners often face challenges when filing insurance claims. Unfortunately, some insurance companies use bad faith tactics—delaying, undervaluing, or outright denying valid claims. Understanding your rights and taking the right steps can help ensure you receive the compensation you deserve. Below, our bad faith insurance lawyers share vital information on avoiding bad faith tactics in Florida and effectively dealing […]

Denied or Delayed: What to Do When Your Insurance Claim Hits a Roadblock

Tue Dec 17th, 2024 on     Insurance Claims,    

Insurance is supposed to be a safety net during life’s most challenging moments. Whether it’s a natural disaster, a house fire, or another unexpected event, filing an insurance claim should help you recover and rebuild. However, for many insured individuals, the process isn’t always smooth. Claims can be denied or delayed, leaving policyholders frustrated and unsure of their next steps. If you’ve found yourself in this situation, here’s a comprehensive guide on what to do. […]

10 Reasons Why You Need a Skilled Miami Insurance Claim Lawyer to Handle Your Case

Fri Nov 29th, 2024 on     Insurance Claims,    

Filing an insurance claim in Miami can be a daunting and complex process. Whether you’re dealing with property damage or disability, insurance companies often prioritize minimizing payouts over helping you get the compensation you deserve. A skilled Miami insurance claim lawyer can make all the difference in ensuring your rights are protected and that you receive the settlement you’re entitled to. Here are 10 reasons why hiring an experienced insurance claim lawyer is a smart […]

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