News & Resources

As homeowners in Florida know, it’s hurricane season, and windstorms and rainfall can cause catastrophic damage to personal property. If a disaster-related claim arises, protective insurance coverage can make all the difference, but the claims process is sometimes filled with landmines for the policyholder that can result in delays or lowballed claim payments. Understanding the most frequent policyholder mistakes – and how to avoid these traps – can be the difference between disaster and a […]

Experiencing fire damage to your property can be an overwhelming and traumatic event. The immediate aftermath involves ensuring the safety of yourself and your loved ones, but soon after, the focus shifts to dealing with the financial repercussions and navigating the insurance claims process. Below, our Miami fire damage lawyer provides a detailed roadmap for Florida policyholders who find themselves facing fire damage, ensuring that they can effectively manage the situation and secure the compensation […]

  Living and working in Miami can come with a number of mixed emotions and realities. Everyone living and working in the area is well aware of the potential weather conditions that can come about at any given moment on any given day, and hurricanes certainly top the list when it comes to possible weather events. When a hurricane strikes, the aftermath can be devastating, particularly for business owners who face not only personal loss […]

Filing an insurance claim can be daunting, particularly in a bustling and often storm-prone area like Miami. The complexities of insurance policies, combined with the stress of dealing with damage to your property or health, can lead to mistakes that may jeopardize your claim. Below, our Miami insurance claim lawyer discusses some of the top mistakes to avoid when filing an insurance claim in Florida, aiming to guide you through a smoother, more effective claims […]

When it comes to professional services, errors and omissions (E&O) are inevitable risks that practitioners must contend with. Whether you’re a consultant, an architect, a lawyer, or any other professional offering specialized services, the potential for mistakes or omissions that result in financial losses for clients is ever-present.  Professional Errors and Omissions Insurance, commonly known as E&O insurance, serves as a safety net against such risks, offering protection for professionals and their businesses. Below, our […]

Businesses in Florida, like elsewhere, face various risks that can disrupt their operations, ranging from natural disasters to unforeseen events like pandemics. In such instances, business interruption insurance plays a crucial role in safeguarding businesses against financial losses incurred due to temporary closures or disruptions. Below, our Miami insurance claim lawyer takes a closer look at the intricacies of business interruption insurance in Florida, exploring its significance, coverage options, and key considerations for business owners. […]

Negotiating property insurance claims settlements in Florida can be challenging, particularly when dealing with the aftermath of natural disasters like hurricanes, floods, or storms. Homeowners often face a complex and sometimes adversarial situation with their insurance company. However, with the right approach and understanding of the process, you can improve your chances of achieving a fair and satisfactory settlement. Below, our Miami insurance claim lawyer provides valuable tips for negotiating property insurance claims settlements in […]

Insurance is generally meant to provide us with a certain level of assurance as well as a peace of mind that we might not otherwise have without it. However, when disputes arise, navigating the complexities of insurance litigation can be a daunting task. In Miami, insurance litigation is a common legal battleground, and understanding the ins and outs of the process is crucial. Below, our insurance litigation attorney addresses frequently asked questions regarding insurance litigation […]

If you are a business owner or manager, you need to be able to depend on the coverage provided by your commercial insurance policies. There are many reasons why your claim may be denied or delayed. While some of these delays and denials are legitimate, others are not. When claims you make under these policies are unfairly denied or delayed, a Miami insurance claim lawyer from our firm can assist you in having your claim […]

Product liability lawsuits are brought against manufacturers, suppliers, distributors, retailers, and other parties when products cause an injury. They are brought by individuals as well as groups in class action lawsuits and these cases can be very costly. Defendants in these suits all too often have their claims for coverage under their insurance policies unfairly denied. When this happens, a Miami insurance claim lawyer from Ver Ploeg & Marino (VPM) will advocate for the party […]