News & Resources

Most policyholders believe they are well insured and only become aware of coverage gaps when they file a claim. This is unfortunate as the gaps can lead to policyholders not recovering financially from the losses they suffer. While there are many different types of gaps that policyholders can experience, some are more commonly encountered by the Miami insurance law attorneys at VPM. Commercial Insurance Policy Gaps Inaccurate Listing of Insureds The declaration page of the […]

At our Miami insurance law firm, Ver Ploeg & Marino, we often represent companies that have had their claims for cyber liability denied by their insurers. These claims consist of different types of liability issues from cyberattacks to data breaches, and can cause a company to suffer significant financial and reputational losses.  First-Party Losses vs. Third-Party Losses There are two types of losses that can be sustained and trigger a claim for cyber liability. They […]

If your insurance company has denied your claim or resolved it unsatisfactorily, you may be able to bring a bad faith claim against them in court.  Of course, not every denial constitutes bad faith. As Miami insurance claim lawyers, we are experienced in determining whether an insurer has handled a claim appropriately and in recognizing bad faith insurance practices.  For a policyholder, the first step is to educate yourself as to what your insurance company […]

Your home is most likely the single largest investment you will ever make. It makes sense, then, to take precautions to make certain your investment is protected. To this end, most people in the Sunshine State have a residential insurance policy to protect their homes from the unexpected. If your home is subject to a mortgage, a residential insurance policy is required.  There are different kinds of insurance available to homeowners, and obtaining the correct […]

Commercial general liability (CGL) insurance policies shield businesses from lawsuits brought by third parties. The protection they provide to businesses for bodily injuries and property damages makes them a necessity. Unfortunately, claims made under CGL policies are sometimes denied, and when they are, it is typically because of policy exclusions. When this happens, policyholders need the assistance of an experienced Miami insurance litigation lawyer.  Policies differ, and you should check your particular policy to be […]

Being involved in any type of automobile accident can be scary and take its toll on you physically, mentally, and financially. Determining damages and fault, as well as filing a claim to recover for the damages owed, can be an exhaustive and time-consuming process. When your accident is with a large truck, the accident takes on a whole different aspect. An attorney from our Miami insurance law firm, Ver Ploeg & Marino, explains. A Miami […]

Buying a new home is an exciting and busy time for the soon-to-be homeowner. There is so much that needs to be completed prior to signing the papers and moving in, but once everything is said and done, a new homeowner should be able to relax in their new home. Unfortunately, for some new homeowners, after move-in is when the nightmare begins as they uncover problems with their new dwelling. After making such an expensive […]

Errors and Omissions (E&O) insurance exists to provide coverage to professionals when they are sued for malpractice. It is required for many licensed professionals, and even when it is not required, it is highly recommended. In addition to providing the compensation needed to cover the cost of defending against the lawsuit, it typically also covers any judgments or settlements that are reached in the malpractice lawsuit. The experienced attorneys at our Miami insurance law firm, […]

When your insurance claim is denied, it is important to understand why. Sometimes, there is a valid reason why your carrier denies your claim. At other times, the denial is not appropriate and the insurance carrier is acting in bad faith. Bad faith denials are an area that our firm focuses on, and we hold accountable insurance carriers that wrongly deny valid policyholder claims.  One of the most common questions asked by our clients is […]

Having your claim for damages incurred by your aircraft denied can cause you many headaches, especially when you depend on your aircraft for your line of work. At Ver Ploeg & Marino, our Miami insurance law attorneys help aircraft owners recover the compensation they are owed under the terms of their insurance policy when their carrier denies their claim. We understand how expensive it can be to make even minor repairs to an aircraft, which […]