Cruise tragedy raises questions about trip insurance

Thu Jan 19th, 2012 on     Insurance Claims,    

After the cruise ship accident off the coast of Italy last week, many of us will look a little differently at the ships docked at the Port of Miami. In the insurance business, it is hard not to wonder if cruising has become so mundane that travelers forget the risks involved. Granted, the situation with the Costa Concordia was unusual. But the question lingers: Are passengers assuming that the cruise line will take care of everything in an emergency, or have they protected their own interests by purchasing trip insurance?

Business owners wonder if primaries are worth the risk, p. 2

Sun Jan 15th, 2012 on     Insurance Claims,    

During presidential campaign years, early primary states like Florida can benefit as candidates and their entourages make their ways from corner store to neighborhood restaurant, wooing voters at every turn. Business owners should check their general liability insurance, though, because a candidate visit can be a mixed blessing. In our last post, we were talking about some of the problems businesses have to deal with during campaigns, including having a large group of people in a small café or boutique.

Business owners wonder if primaries are worth the risk

Fri Jan 13th, 2012 on     Insurance Claims,    

The Florida primary is coming up, and the state is gearing up for the campaign stops and the stump speeches. This summer, Florida will host the Republican National Convention. The state’s hospitality industry is looking forward to the economic boom that comes with all this political activity, but individual business owners may want to think about the risks that come with large crowds. Now is the time to review property and commercial general liability insurance coverage.

Study: Policy language differences harmful to consumers concl.

Sat Jan 7th, 2012 on     Homeowners Insurance,    

We are picking up the discussion from our Dec. 4, 2011 post. We were looking at a study of insurance policy language that is scheduled to be published this month. The author, a law school professor, compared homeowners insurance policies, focusing on policies at the top 10 insurance groups in six states. He found that changes from the standard forms are “systematically less generous” to consumers.

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