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Yearly Archives: 2014

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Why a medical claim may be denied

Mon Oct 13th, 2014 on     Health Insurance,    

No one plans to get sick or develop a medical condition, but the reality is that these things happen and, when they do, the costs associated with medical care and treatments are often astronomical. Health insurance exists to help defray costs associated with medical care. For example, if an individual gets sick and needs to go to the doctor, his or her health insurance typically covers a portion of the expenses related to a doctor’s visit or hospital medical tests.

Parasailing insurance regulations come in for a landing p2

Sat Oct 11th, 2014 on     Insurance Law,    

We are discussing a Florida law about parasailing that went into effect on Oct. 1. The law requires a commercial parasailing vessel operator to carry personal injury liability insurance, with limits of $1 million per occurrence and $2 million per year. The Legislature did not stop there in its effort to protect consumers.

Ho-hum hurricane seasons help Citizens retire surcharge early

Fri Sep 26th, 2014 on     Homeowners Insurance,    

Storm trackers are watching Hurricane Rachel make her way toward Mexico — the west coast of Mexico, that is. Floridians have no cause for worry from this storm at this time. With just a few days left in September, usually the busiest month during the Atlantic hurricane season according to the NOAA, the state has dodged the four named storms this year, apparently continuing our winning streak.

What is long-term disability insurance? p2

Mon Sep 22nd, 2014 on     Long-Term Disability,    

As we said in our last post, long-term disability insurance is wage replacement insurance. Health insurance, auto insurance, life insurance, property insurance — they reimburse insureds for the expense or a portion of the expense of a covered event. Long-term and short-term disability insurance kick in when a covered event affects the insured’s earning power.

Coverage under ACA may end abruptly for 94,000 Floridians

Sat Sep 6th, 2014 on     Health Insurance,    

It may look as if the federal government is a classic example of one hand not knowing what the other is doing, but 310,000 people now know or will soon know differently. It turns out that their Affordable Care Act applications or enrollment records do not agree with the records of the Citizenship and Immigration Services division of the U.S. Department of Homeland Security. The ACA only covers people who are in the country legally.

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