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Yearly Archives: 2015

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It comes but once a year: May is Disability Insurance Awareness Month

Sat May 9th, 2015 on     Long-Term Disability,    

It may not be noted in your Outlook calendar, but May is Disability Insurance Awareness Month. Not exactly a Hallmark occasion, the program was sponsored by Life Happens, a nonprofit organization of insurance industry professionals that, according to its website, strives “to inspire the public to take personal financial responsibility through the ownership of life insurance and related products.”

Flood insurance ‘reform’ continues in the Florida Legislature

Wed Mar 25th, 2015 on     Homeowners Insurance,    

Florida has been so lucky for the past few years. We have, for the most part, been ignored by the Atlantic hurricane seasons, and we have yet to see the massive annual snowfalls that the Northeast has put up with this year. Don’t laugh — the weather has been weird enough lately that anything seems possible. Next week we may see frogs falling from the sky.

Renewal blunder means big trouble for board of directors p2

Mon Mar 23rd, 2015 on     Insurance Claims,    

It is not easy to sue the officers and directors of a business organization. You may believe in your product, but you know enough about human nature that you do not want to be personally liable if something goes wrong. You form a corporation — or a limited liability partnership or another form of business organization — to protect yourself and your family. The company is liable for any losses. The directors, officers, shareholders or members are off the hook.

Renewal blunder means big trouble for board of directors

Sat Mar 21st, 2015 on     Insurance Claims,    

In our January series about understanding insurance policies, we focused on homeowners insurance and threw in a little auto coverage now and then. Our reasoning was simple: More people are likely to have a claim under one of these policies than their other non-health insurance policies. Start big, then narrow your scope: When you know what to look for in a homeowners policy, chances are good you will be able to find the important information in any other policy.

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