News & Resources

When you’re unable to work due to a disabling condition, benefits provided through your disability insurance policy provide a critical lifeline to cover expenses. Professionals who have substantial obligations often build their business plans around expectations that include disability benefits. For this reason, it is essential to understand when a disability insurance provider is legally permitted to discontinue or reduce benefits. Sometimes, companies are acting within their contractual rights when they do so, but other […]

Insurance companies have developed numerous ways to delay, deny, and undervalue claims, almost turning disappointment into an art form. We understand that they want to make money—everyone does—and it is clear that when they don’t pay claims, insurance companies have more money to keep. However, insurance companies have contractual obligations to their policyholders, and when they fail to fulfill these obligations, the law provides remedies. Sometimes, receiving a notice that a lawyer is working on […]

There are few issues more frustrating in life than finding defects in a home or business property that you have invested substantial sums of money into. When you’ve done your due diligence and hired inspectors and the problem is not revealed until after closing, you can feel like you’re trapped in a money pit. However, you may have a number of options for seeking legal relief for defects in building construction if you understand how […]

Many people think that damage caused by vandals is merely an annoying nuisance, but the fact is that vandalism can result in extremely costly losses. In addition to the thousands of dollars it costs to repair structural and cosmetic damage, there are added costs due to the effects of vandalism and the repair process. Businesses, for instance, lose substantial sales that can be difficult to calculate. It is therefore important for homeowners, business owners, and organizations, […]

We all have regular expenses we need to meet, and as we progress through our careers, those expenses increase. Professionals and executives with extensive experience, particularly those with their own businesses, can be put in an extremely difficult position when a disability prevents them from practicing their profession, halting their stream of income while expenses continue to mount. For this reason, many professionals choose to purchase disability insurance that provides benefits to make up for […]

When you’re filing an insurance claim after damage to your home, business, boat, or other property, you need evidence to back up your claim for losses. Even at the best of times, insurance companies usually assert that your losses are far less than they actually are. When you have documentation that shows the contents and their condition before and after damage, it will be much harder for the insurance company to dispute your claims. You […]

When businesses or homeowners suffer financial losses due to dishonest actions, theft, or fraud, they often turn to their insurance carriers for coverage. However, insurance recovery is not always straightforward, and policyholders may encounter significant challenges when filing claims and obtaining the compensation they are entitled to. Insurance policies are often complex, with various clauses, exclusions, and stipulations that policyholders may not fully understand. As a result, insurers may attempt to deny claims, delay payouts, […]

Dealing with the aftermath of a fire can be devastating. Beyond the emotional distress and property loss, homeowners often face challenges when filing insurance claims. Unfortunately, some insurance companies use bad faith tactics—delaying, undervaluing, or outright denying valid claims. Understanding your rights and taking the right steps can help ensure you receive the compensation you deserve. Below, our bad faith insurance lawyers share vital information on avoiding bad faith tactics in Florida and effectively dealing […]

Insurance policies are meant to provide financial protection in times of need, ensuring that policyholders receive fair compensation for covered losses. However, not all insurance companies operate in good faith. Some engage in tactics that delay, minimize, or deny valid claims—actions known as bad faith insurance practices. Recognizing these tactics and understanding how to fight against them is crucial, especially in a state like Florida, where insurance disputes are common due to frequent natural disasters […]

Property insurance is a vital safety net for Miami residents, offering financial protection when disasters strike. However, navigating the claims process can be challenging, especially with the abundance of myths and misconceptions that surround it. Misunderstandings can lead to costly mistakes and even jeopardize your ability to secure fair compensation. To help you make informed decisions, let’s debunk the top five misconceptions about property insurance claims in Miami. Misconception 1: Minor Damage Isn’t Worth Filing […]