News & Resources

It seems grossly unfair that when you’ve been paying premiums for private disability insurance, the insurance company treats you with disdain and suspicion when you file a claim for benefits. Unfortunately, it’s all too common. Insurers are happy to take your money but very reluctant to live up to their obligation to pay when the terms of your policy entitle you to benefits. One of the ways insurance companies make it difficult for policyholders to […]

Humans have probably been devising new ways to swindle each other since the first cave dweller tricked a companion into giving up his share of a mammoth steak. In the digital age, the pace of innovation has exploded for those who specialize in fraud and theft just as it has for those interested in more legitimate business enterprises. The bottom line is that scammers are constantly finding new ways to worm their way into electronic […]

Our legal team has focused on resolving insurance disputes for decades, so we are well-versed in the many ways insurance companies fail to meet their obligations to policyholders. But sometimes, the problems our clients face are not necessarily the fault of the insurance company. Instead, the root of the problem lies with negligence or misrepresentation on the part of the insurance agent or broker who sold the policy. What do you do in that situation? […]

It’s that time of year again. We need to start thinking about hurricanes and be prepared to deal with the consequences if one were to hit our area. Safety is critical, but when we follow guidelines, hurricanes are more likely to pose a risk to our financial security than our physical security. We purchase insurance coverage to protect us from having to cover all the costs if a storm damages our home, business, vehicle, or other property. However, […]

When you’re unable to work due to a disabling condition, benefits provided through your disability insurance policy provide a critical lifeline to cover expenses. Professionals who have substantial obligations often build their business plans around expectations that include disability benefits. For this reason, it is essential to understand when a disability insurance provider is legally permitted to discontinue or reduce benefits. Sometimes, companies are acting within their contractual rights when they do so, but other […]

Insurance companies have developed numerous ways to delay, deny, and undervalue claims, almost turning disappointment into an art form. We understand that they want to make money—everyone does—and it is clear that when they don’t pay claims, insurance companies have more money to keep. However, insurance companies have contractual obligations to their policyholders, and when they fail to fulfill these obligations, the law provides remedies. Sometimes, receiving a notice that a lawyer is working on […]

There are few issues more frustrating in life than finding defects in a home or business property that you have invested substantial sums of money into. When you’ve done your due diligence and hired inspectors and the problem is not revealed until after closing, you can feel like you’re trapped in a money pit. However, you may have a number of options for seeking legal relief for defects in building construction if you understand how […]

Many people think that damage caused by vandals is merely an annoying nuisance, but the fact is that vandalism can result in extremely costly losses. In addition to the thousands of dollars it costs to repair structural and cosmetic damage, there are added costs due to the effects of vandalism and the repair process. Businesses, for instance, lose substantial sales that can be difficult to calculate. It is therefore important for homeowners, business owners, and organizations, […]

We all have regular expenses we need to meet, and as we progress through our careers, those expenses increase. Professionals and executives with extensive experience, particularly those with their own businesses, can be put in an extremely difficult position when a disability prevents them from practicing their profession, halting their stream of income while expenses continue to mount. For this reason, many professionals choose to purchase disability insurance that provides benefits to make up for […]

When you’re filing an insurance claim after damage to your home, business, boat, or other property, you need evidence to back up your claim for losses. Even at the best of times, insurance companies usually assert that your losses are far less than they actually are. When you have documentation that shows the contents and their condition before and after damage, it will be much harder for the insurance company to dispute your claims. You […]