Intentional Conduct May Be Excluded from CGL Insurance Coverage
Businesses purchase expensive CGL coverage in order to prevent — or at the very least, to minimize — the damaging impact of a lawsuit on their continued commercial operations. For example, a grocery store might purchase CGL insurance so that they are covered if a shelf falls on a customer or if a customer slips-and-falls and injures themselves. In the event of a lawsuit for such injuries, the store would be defended by their insurer […]