What is long-term disability insurance? p2

Mon Sep 22nd, 2014 on     Long-Term Disability,    

As we said in our last post, long-term disability insurance is wage replacement insurance. Health insurance, auto insurance, life insurance, property insurance — they reimburse insureds for the expense or a portion of the expense of a covered event. Long-term and short-term disability insurance kick in when a covered event affects the insured’s earning power.

Coverage under ACA may end abruptly for 94,000 Floridians

Sat Sep 6th, 2014 on     Health Insurance,    

It may look as if the federal government is a classic example of one hand not knowing what the other is doing, but 310,000 people now know or will soon know differently. It turns out that their Affordable Care Act applications or enrollment records do not agree with the records of the Citizenship and Immigration Services division of the U.S. Department of Homeland Security. The ACA only covers people who are in the country legally.

With insurance, you may not get what you pay for without help

Tue Sep 2nd, 2014 on     Insurance Claims,    

Is there anything easy about insurance? Health insurance has been a flashpoint for controversy for years now. Auto insurance has gone through some tough times, too, especially since the advent of no-fault coverage. Homeowners insurance — most Florida homeowners would likely start any discussion about property insurance by saying, “Don’t even get me started.”

Citizens, private insurers stumble in latest ‘take out’

Fri Aug 15th, 2014 on     Homeowners Insurance,    

Another round of “take-outs” is coming for Citizens Property Insurance Corp. The state-backed insurance company has made some progress in its struggle to move policyholders to private insurers, paring down its rolls from a 2012 high of 1.4 million policyholders to today’s 933, 422. Still, there is a ways to go: Even with the take-outs scheduled to be completed by fall, Citizens will be far from its goal of 650,000-700,000 policyholders.

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