Challenging Your Home Insurance Settlement or Denial

Fri May 14th, 2021 on     Homeowners Insurance,    

Hire an Experienced Miami Insurance Claim Lawyer  If you’ve sustained damage to your home and have submitted a claim to your insurer, you may be surprised to discover that your insurer is taking a “hostile” position towards this legitimate claim. Insurers — particularly home insurers — often market themselves as friendly allies who will step up to support you in the worst of circumstances.  In truth, however, they are incentivized to undercut your claims, and […]

Insurance Agent Malpractice FAQs

Fri Apr 30th, 2021 on     Insurance Claims,    

Our Miami Insurance Claim Lawyer Can Answer Your Questions If you’ve had your insurance claim denied or undervalued by your insurer, it’s possible that your expectations for coverage are not aligned with your “actual” coverage.  These expectations may have been set by an insurance agent who lied, cheated, or otherwise manipulated you into believing that you had broader and more comprehensive coverage than the reality.  In some cases, they may have simply been ignorant as […]

Issues With Insurance Contract Interpretation in Florida

Fri Apr 16th, 2021 on     Insurance Claims,    

Hire an Experienced Miami Insurance Claim Lawyer   If you’ve submitted an insurance claim and been denied by your insurer or had your claim undervalued, then you may be able to challenge this adverse decision and secure a favorable outcome. Let a Miami insurance claim lawyer help. Insurance companies generally write their contracts in such a way as to give themselves an advantage.  They may write provisions that help them circumvent having to provide coverage […]

5 Reasons for a Life Insurance Claim Denial

Wed Mar 31st, 2021 on     Insurance Claims,    

Our Miami Insurance Claim Lawyer Is Here to Assist If you’re the beneficiary of a life insurance policy and have had your life insurance claim denied by the insurer, then you may be entitled to challenge that denial by resubmitting a claim or by pursuing a lawsuit to secure compensation. Life insurance claim denials are infrequent, but when they do occur, they can cause a great deal of anxiety. After all, the beneficiary might have […]

Insurance Contract Interpretation: Is Your Policy Fair?

Wed Mar 17th, 2021 on     Insurance Claims,    

Work With an Experienced Miami Insurance Claim Lawyer   Insurers often deny or undervalue claims on the basis of provisions in the insurance contract that are written ambiguously, or that are written in a way that significantly advantages the insurance company.  As the policyholder, it may feel as though you have been put in an incredibly vulnerable position due to the way that the contract was written. Fortunately, all is not lost.  Under Florida law, […]

Medical Necessity in Florida Health Insurance

Fri Feb 26th, 2021 on     Health Insurance,    

Let an Experienced Miami Insurance Claim Lawyer Help Oftentimes, people acquire health insurance coverage thinking that they can rest easy knowing that they won’t have to worry about their insurer “paying out” in the event of serious illness or injury.  This is unfortunately not the case in reality, however — insurers are incentivized to avoid acknowledging coverage in borderline cases, and they may write in ambiguous terms and provisions to give themselves the opportunity to […]

Common Boat Insurance Exclusions

Fri Jan 29th, 2021 on     Insurance Claims,    

Boat insurance coverage may seem comprehensive at first glance, but many policyholders find that despite the expense of their policy, the insurer denies their claims on the basis of an exclusion that may not have been obvious at the time of signing. For this reason, it’s critical that policyholders fully evaluate their insurance policy before moving forward.  By understanding your coverage in detail, you’ll be equipped to counter the insurer’s assertions about coverage exclusions, and […]

Uninsured Boater Coverage

Fri Jan 15th, 2021 on     Insurance Claims,    

Get Help From an Experienced Miami Insurance Claim Lawyer Boating accidents are not uncommon, particularly in Florida, which is a boating paradise for both tourists and locals alike.  In fact, Florida leads the nation in boating accidents, deaths, and injuries — in 2018 alone, a U.S. Coast Guard survey revealed that there were 607 boating accidents resulting in 57 deaths, 297 injuries, and more than $7 million in property damage. As one can reasonably ascertain, […]

Prompt Notice Issues in Property Insurance Claims

Thu Dec 31st, 2020 on     Property Insurance,    

Let our Experienced Miami Insurance Claim Lawyer Help Today In many cases, property insurance claims are denied because the insurance carrier argues that the policyholder failed to provide “timely notice of the loss” — even in extreme situations involving hurricane damage.  Lack of prompt notice is a common excuse justifying claim denial, but it can be somewhat confusing and stressful for policyholders — after all, at what point does a delay go from reasonable-to-unreasonable? Given […]

Common Coverage Exclusions in Professional E&O Policies

Thu Dec 17th, 2020 on     Insurance Claims,    

Work With a Skilled Miami Insurance Claim Lawyer   Professional negligence is a serious and career-long concern for licensed professionals, in Florida and elsewhere.  In order to avoid the potentially catastrophic financial risks posed by a lawsuit, professionals typically purchase errors and omissions insurance coverage (E&O) to protect them in the event of a lawsuit. Unfortunately, it’s easy to assume that this protection will apply when you need it most — but insurance carriers often […]

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