You’ve paid your premiums on time, and now it is time to make a claim under the terms of your insurance policy. The insurance company agrees to pay your claim, but the amount they are offering appears to be too low. So, how are you supposed to know if the offer is for the right amount or not enough? And what are some tactics used by insurance companies to underpay insurance claims? One of our […]
You don’t have to be an expert in economics to realize that we are in a time of significant inflation. The price of everything from the gas we put in our cars to the food we put in our bodies has increased greatly over the past year. So what bearing does inflation have on your property insurance policy? And how can you be sure you have the proper coverage in case it is needed? Our […]
When you’ve been injured in an automobile accident, and you are insured, you need to be able to rest and recuperate without having to worry about the costs involved and missed work. Unfortunately, this is not always the case as auto accident claims are often denied. If this happens to you, reach out to a Miami insurance litigation lawyer for the help you need. Policy Limits Reached The amount of insurance a driver is required […]
It’s a scenario our Miami disability insurance lawyers have seen time and time again: You’ve been disabled and cannot work, and while you are worried about what the future holds, you are grateful for the long-term disability insurance policy you have in place. So you file your claim, only to have it denied by your insurer. There are various reasons why insurers deny claims, and knowing what they are can help you avoid this situation. […]
If you own a home, you more than likely have that home insured with a homeowner’s insurance policy. Most people purchase their policy without even really considering what the insurance covers and how the claims process works. They only find out what it doesn’t cover when they have a claim denied. Our Miami property insurance lawyer offers tips on understanding your homeowner’s insurance policy so that you can ensure you are well covered when the […]
A fire, flood, or other disaster could easily interrupt the ability of your company to operate business as usual, and if the interruption lasts for any real length of time, the loss could be enough to make you shutter your business. Thankfully, business interruption insurance exists for such situations. Its purpose is to provide businesses with the monetary help they need to stay afloat financially while their business becomes operable again. If you are counting […]
A construction defect occurs when there are structural flaws or failures in a building due to it being constructed in an unreasonable workmanlike manner. Insurance claims regarding construction defects are typically multi-faceted, involving many parties, including engineers, developers, builders, owners, subcontractors, and more. Sifting through the evidence to determine the responsible parties and holding them accountable takes experienced attorneys that understand this nuanced area of the law. The lawyers at our Miami insurance law firm, […]
Unfortunately, receiving the compensation you are due after your property has been damaged or destroyed is not always a simple process. Instead, the insurance company will often refuse to pay what the claim is worth. Because of this, when your property has been damaged or destroyed, and you file a claim under your insurance policy, there are certain things our Miami property insurance lawyer states you should refrain from doing to prevent having a negative […]
Filing a claim with your insurance company when your property has been damaged can be an arduous and complicated process, especially when the insurance company attempts to avoid paying the amount you are owed. However, there are steps you can take to help the process move more smoothly. If you have further questions about the process or are currently battling with your insurance company, a Miami insurance claim lawyer at our firm can help. #1 […]
Your home or business has been damaged, and you expect the insurance company to pay. After all, isn’t that why you have insurance? Unfortunately, receiving coverage from the insurance company for damages caused by accidents, vandals, or disasters can be as stressful as the damage itself. After all, the insurance company wants to settle the matter for as little as possible while you want your property repaired. During a real estate property damage dispute with […]
