As a small business owner, you do everything in your power to ensure not just that your operations thrive, but that they are protected in the event of the unforeseeable. While this means taking steps like securing a commercial general liability insurance policy, it also means securing commercial property insurance.
It’s no secret that both state lawmakers and policyholders have always had a somewhat tenuous relationship with Citizens Property Insurance Corporation, the nonprofit government entity created back in 2002 as a means of providing property insurance to the owners of homes, condominiums and businesses here in the Sunshine State who cannot secure the necessary coverage on the private market.
Anyone who finds themselves in the market for a new car after the passage of a decade or more is likely going to find a considerable difference between their trusted older model and the models on the lot.
Back in April, our blog reported on a new Florida law now in effect that’s designed to combat unscrupulous tactics by insurance companies concerning payouts on life insurance policies. Specifically, the practice of insurance companies actively searching death records for annuity recipients in order to facilitate the stoppage of payments, while simultaneously making no effort to identify deceased policyholders whose unclaimed benefits could still be claimed by unwitting beneficiaries.
In a series of ongoing posts, our blog discussed how important it is for prospective business owners to consider the degree to which they need to insulate themselves from financial loss and how valuable a commercial general liability insurance policy can be in this regard.
Thanks to the power of the internet, those people looking to put a few extra dollars in their pocket have seemingly innumerable options. Indeed, they could sell some personal property gathering dust on eBay, become a driver for a ride-sharing company like Uber or Lyft, or even rent out their home when they’re away through Airbnb or HomeAway.
In a previous post, we discussed how budding entrepreneurs will be confronted with the need to make a host of important decisions prior to the commencement of operations, decisions that will have a profound impact on their long-term success.
Without a doubt, two of the best things about living here in Florida are our weather, which is almost always warm and sunny, and our diverse landscapes, which include coastal vistas, lush forests and, of course, verdant wetlands.
Last week, our blog reported on how recent reform efforts by the Florida Legislature targeting fraud present in the state’s no-fault insurance system and, by extension, rising auto insurance premiums have largely failed. Indeed, we discussed how reports have found that Personal Injury Protection rates have increased considerably since January 2015, while the Office of Insurance Regulation determined that Florida drivers now pay some of the highest auto insurance premiums in the nation.
In our last post, we started discussing how a local television station recently conducted an experiment in which it sought online auto insurance quotes from two large insurance companies for two imaginary men, whose information was identical save for their occupations. Indeed, one was a surgeon and the other was a custodian.
